TERMS OF USE

Last Updated: September 2026

1. Agreement to Terms

By accessing and using the website quicksmartfinance.com.au (the “Site”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of the Site immediately.

2. General Information and Not Financial Advice

  • Educational Purpose Only: The content provided on this Site, including blog posts, guides, and financial calculators, is for general informational and educational purposes only.

  • Not Personal Advice: The tools and calculators (such as borrowing power and repayment calculators) provide estimates based on user-inputted figures and standard assumptions. They do not constitute financial advice, credit assistance, or a formal loan quote.

  • Consult a Professional: Before making any financial or borrowing decisions, you should obtain professional advice tailored to your personal objectives, financial situation, and needs.

3. Intellectual Property Rights

All content, design, text, graphics, logos, button icons, images, and audio clips on this Site are the property of Quick Smart Finance or its content suppliers and are protected by Australian and international copyright laws. Unauthorised use, reproduction, modification, or distribution of any material from this Site is strictly prohibited.

4. Permitted Use

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict/inhibit the use and enjoyment of, this Site by any third party. Prohibited behaviour includes harassing or causing distress to any user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Site.

5. Third-Party Links

This Site may contain links to external websites operated by third parties (such as lenders or financial tool providers). These links are provided for your convenience only. Quick Smart Finance does not endorse, control, or take responsibility for the content, privacy policies, or practices of any third-party websites.

6. Limitation of Liability

To the maximum extent permitted by law, Quick Smart Finance (including its directors, employees, and agents) excludes all liability for any loss, damage, or expense (whether direct, indirect, incidental, or consequential) arising out of or in connection with your use of this Site, reliance on its content, or any temporary unavailability of the Site.

7. Licence and Regulatory Disclosure

Quick Smart Finance operates as a finance and mortgage brokerage.

  • Australian Credit Licence (ACL): 364459

  • Office Location: 3/362 Fitzgerald Street, North Perth WA 6006

8. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Western Australia. You submit to the non-exclusive jurisdiction of the courts of Western Australia for the resolution of any disputes.

9. Changes to Terms

Quick Smart Finance reserves the right to amend these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following any changes indicates your acceptance of the updated terms.